Newty82

But there has to be a sense of reality and context too, doesn't there? We've flirted with relegation 3 years in a row. To finish 7th next season would be a great season! If, as we've seen, the man who gets us 7th, then has a wobble for a period the next season, and gets sacked...we'll not see any progress. We were multiple league winners 40 years ago. We've won one cup in 30 years. So the 'accepting' 7th comes from being pretty shit for the vast majority of the last 30 odd years. I could walk into a room full of rich fuckers and pretend I drive a Ferrari. But at some point I have to accept the reality of where I am...(I only don't drive a Ferrari because the roads in Cumbria are shit ).

I think, realistically, with 777, we can look forward to, at best, midtable mediocrity for time to come...which is better than relegation scraps! I mean, that's what we've been for most of the last 30 odd years anyway. I just hope there is a plan that involves reigniting the youth set up...I find it very hard to believe we don't develop players good enough for a bottom of the table scrap...and a young manager with a vision...that we, as fans, allow to develop for more than 12-18months.

....other than that, we should be sound

In the middle with Gana picking up the scrappy bits. We need 'a Gana' in there aswell as 'a Gomes'. Onana ain't doing it. Garner is...way off boil. I think Garner has more to him...just not alongside Onana.

Really need him back! Although it would sum our season up if he finally scored in a couple of games then gets injured for the rest!

It's a worrying that 777 don't have the finances to take on the club. Or so it seems. More dodgy wheeling and dealing. But we're used to that this last 20 odd years.

Needs to work harder...all of them... Limp through. We need to show more fight than Forrest & Luton. After a 6nil drubbing and Forrest at home next, 3 home games on the bounce, they really now need to shake this off, and any self pity, distraction around points taken off and all that, and fight fuckin hard!

But he won't. If we've seen anything about Dyche during this torrid run it is that he keeps going back to the same old same.

6-0 eh. Nows not the time to argue over who's this, who's that. This team needs every single fan behind them...as painful as that is...to help them limp over the line. We shouldn't be losing 6-0 to anyone. Let alone an 'average' Chelsea. Fuck all is going to change in terms of tactics and players so we are just gonna have to rally and hope

Just got home...glad I'm not watching this one and no intention of putting it on!!!

“We should be on 35 points and I would be getting measured differently, myself and the team and the players and the club in spite of having a tough run." Sean Dyche insists he'll continue to work his hardest no matter what's thrown at him or Everton. He's right to be fair. Such tough and unique circumstances. He and the lads need to dig in deep. End the season well. Re-assess. Wouldn't blame him if he thought 'Fuck this, I'm off....' Don't think he's the quitting type. (Mind, don't think any managers are when they know they'll get a fat pay off if they get sacked )

Yeah. I remember well all the Philip Green stuff. I remember looking into all years ago. Years before Moshiri came along. I used to save the clubs annual accounts on my laptop to look and compare There was always something not right with our finances. I think that's clear as day. What I was generally torn on was how deliberate BK was being in what was going on. I could never quite suss if it was genuine ego and control or a what's need must scenario. For me, personally, I think the last several years started make the answer clearer as each year passed.

I'm sure for years our financial set up has been the reason many haven't touched us. And then along comes an accountant...

I remember years ago these companies being on BBC Panorama. Eye opening how they work. At the same time, with Moshiri (Usmanov) money, why didn't they just pay RMF off? That's always been a hard to understand bit for me.

Mega that. And the stadium. Well worth a billion debt

Cumbria mate...surrounded by the bloody stuff. It's a crime that we have to pay for it when we could go up the road and help ourselves

Away from the debt thing...I've said my piece on that. Don't want to bore you all!!! My next concern is how any cash released from the asset (stadium) is used. I fear that it is all too easy to release cash against it and award shareholders, while the place and club rots. For example, Glazers at United. Or, just like what various water companies did in the 90s when privatised. Instead of getting loans against the assets to improve them...they paid handsome dividends to shareholders. Now the water companies, facilities and systems are fucked!

I wasn't on about selling the house. I'm happy living in it and renting out the spare rooms I'm on about my house being worth more than my debt...so I can release cash against it. I mean, I could be completely wrong here! But is that not just business? Businesses regularly use their assets as a means to guarantee any cash they need to then go and grow and expand the business? Now, before anyone gets this twisted. I'm not at all saying that we're all OK. Everything will be fine. My only point here is that a chunk (not all!) of the debt MIGHT be 'safe' as it's been used to build an asset that will generate more value over time. Which, again, is business, right?!

No, what I mean is... The asset makes the debt 'safe'. Like, I owe X amount on my mortgage. So I'm in debt. But my house is worth twice as much as my mortgage. So, I'm OK. No panic. Keep making my payments, everyone's happy. If I need to lend more money, I can. Because I've got this asset that I can still get cash against. If, for some mad reason my wife went off with my boys, I'd have 2 rooms spare. Now I can rent them out and make money. So now I have an asset worth more than my debt and it's generating me income. Happy Days!

Does the stadium not become an asset that offset some of the debt? No doubt the stadium value will be more than the cost to build.

And what's worrying too is the lack of sellable assets on the pitch. We've a few in the first team but nothing coming through the youth ranks. So it seems. I think this'll be the first season in...dunno...that there's been no sign of a player stepping up.

He did indeed do that. But it's the culture he brought with him. The arrogance. Him, Koeman and Benitez of the same ilk in my opinion. I agree in sorts with what you say there about Dyche. Until the last paragraph. Then I don't agree and feel that sort if criticism is too far for the job he's done so far. I'm going to see how we fair in the last 6 games before finally deciding where I am with him. I'm a bit 50/50 now as I'm not happy with how long the run lasted and some things said recently, how we've gone about things etc.

Exactly. The January window was the quietest, wasn't it? The 'eco system' of the league collapsed. Now the rules are going to change...

Key part of this is that of the 17 teams who have submitted their finances for last year (wonder who the 3 who haven't are?), total losses are £600mill. For ONE year! I often look at the turnovers of most PL clubs, vs their spend on transfers and wages, and wonder how most can stay within PSR? Well, clearly they can't. Hence, it all changes next year!