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Calling All Students


Louis
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If you have a student bank account please consider moving it to Halifax.

 

They are not giving away a free railcard or a free ipod but they are giving away something which is far more valuable, a 0% overdraft until you graduate. They are offering £2,750 per year for your university course. So if you are doing a three year course by the end of the third year you can have an overdraft of £8,250.

 

If you are feeling clever you may 'stooze' this away in a high interest rate (current highest is 5.15%) then you could earn up to £447 for simply not spending your money.

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what are you doing bluenose 6th form or college? im going to Clarence St. college to do some I T course

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to answer your queston aaron im staying on at my school for 6th form. im sad arnt i lol. reason being is that all the kopite dickeds are all leaving so ill be happy with me mates. (and all the hot girls) ;)

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^ is that not a loan?

 

an overdraft just allows you to go in the red up to a certain amount, doesn't it, you have to pay however much you lose, it doesn't give you money to move around

 

atleast i think

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It basically means the bottom line of your bank account is not £0 its -£whatever the overdraft is so as soon as you get a £1000 overdraft for example you can draw out that cash!

 

Meaning if its interest free but you dont need it you can draw on the overdraft put it in a high interest account for a year and earn a load of interest then just put it back at the end of the year keeping the interest. It only works for people with enough money to not need an overdraft tho' like you said before you

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ohhhh i get you now, my fault .. :)

 

havin said that, hardly worth the hassle for like 40 quid over a year is it

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You always have to be right dont you Craccer!

 

use louis' figures and its £141.63 each year for 3 years which is £429.29 for filling out 2 forms now £430 for nothing in my eyes is an excellent deal!

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You always have to be right dont you Craccer!

 

use louis' figures and its £141.63 each year for 3 years which is £429.29 for filling out 2 forms now £430 for nothing in my eyes is an excellent deal!

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i'm not trying to be right, i'm trying to see the deal ...

 

however it won't be 141 each year, because interest doesn't work like that

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5% OF £1000 = £50 X 3 = £150 PER YEAR. X 3 YEARS = £450.............CLEAR.??

 

You would probs get more than that, because with the interest gained in the first year your account is now £3.150. which will earn you more interest in the second, and again in the third years.

 

Thats the way it works mate.

Edited by Licker
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5% OF £1000 = £50 X 3 = £150  PER YEAR.  X 3 YEARS = £450.............CLEAR.??

 

You would probs get more than that, because with the interest gained in the first year your account is now £3.150. which will earn you more interest in the second, and again in the third years.

 

Thats the way it works mate.

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Thanks licker but he still wont believe you dont you know Craccers never wrong :rolleyes:

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doesn't interest work compound so ....

 

5% of a = b

5% of b = c

5% of c = d

 

b+c+d = total money made... as opposed to just 141 a year

 

bla i don't know, but i'm not trying to be right, but you do have to have the last word...either way i'm reminded why i think your such a prick

 

and still, i'm not going to do it, i don't have to, it's paperwork i don't want to do, for an extra little bit of money i'm not that bothered about

Edited by CraccerC
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Offering Degree's in " Surfing " over here now..Have no Idea what thats all about.

 

As tradionaly around here most call a degree in Surfing...Well Ermmm The Doll...!!!

 

SO what's everyones field?...Ill admit I only got 3ish or so yrs in to a Bach of Communication Media/Cultural study...Then got lured by the Lira & the safety net of a trade with me arl fella's lot.

 

Always been going to finsih sometime a Yr of part time maybe 18mnths would get me over the line...But, Mortgagae, car repayments, lifes luxuries..Make bloody Work hard to put on the back burner & I still intend to retire @ 45ish.

 

1 day maybe ill get back 2 it.

 

 

Whats your faculty etc?

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