Howard's done a fantastic job for this club and over the period we have had him I couldn't think of to many keepers (that we could have realistically attracted).
And in regards to your statement, well of course we would rather a billionaire owner, so would every club that isn't mega rich, but it just doesn't happen that easily, instead we have the next best thing which has kept our club going forward without falling apart (Leeds/Pompey ect). Same deal with Howard, although he might not be in the Top 10 keepers of the world, out of the ones our club can Attract at this moment I wouldn't swap him.