I wasn't saying I agree just stating the counter argument. I did look into other clubs financials as you well know and did see that anyone outside the big boys do the vibrac loans as well to buy players. I don't think that's bad at all. Even IF RE is profiting it's not illegal, but it does make you question his integrity (IF, again if).
Id love for us to get in a situation where we don't do the loans and have said if we skipped this window splashing cash to say hey, we have 20-30m stashed for next window, we won't use the vibrac again and will just keep replenish this war chest, I'd be okay with that cause we'd save a lot in the long term on interest.